Personal Banking Products

Regular Checking

If you want the freedom to write as many checks as you want, without keeping a high minimum balance, Non-Interest Checking may be just what you need.

• $100 Minimum Opening Balance.
• $10.00 Monthly Service Charge

Interest Checking

Maintain a minimum balance of $1500 in checking and enjoy a competitive interest rate, unlimited check writing, and no monthly fee.

• $100 Minimum Opening Balance.
• $1,500 Minimum Daily Balance for no service fee.
• $10.00 Monthly Service Charge
• No Charge With Direct Deposit

Interest Premier Checking

Earn a higher interest rate and pay no monthly fee when you maintain this account and enjoy an array of free services.

• $100 Minimum Opening Balance.
• $5,000 Minimum Daily Balance maintained in any Commerce Bank deposit account or outstanding loan balance for no service fee.
• $10.00 Monthly Service Charge

Basic Savings

For those individuals looking for a basic savings account but don't have a lot of money to start out with, our Basic Savings is the way to go.

• $100 Minimum Opening Balance.
• $300 Minimum Daily Balance for no service fee.
• $15.00 Quarterly Service Charge
• $3.00 Monthly Service Fee for excessive withdrawal*

Personal Market Rate Savings

For those who embrace change… Earn interest at the current market rate without having to do a thing.

• Variable rate savings, based on tiers, tied to Wall Street Journal Prime Rate
• $100 Minimum Opening Balance
• Tiered Rates: Up to $49,999.99, $50,000+
• $3.00 Monthly Service fee for excessive withdrawal*

Premier Money Market

The ideal investment for your excess working capital. Earn interest while enjoying the benefits of easy withdrawal options.

• $100 Minimum Opening Balance.
• Up tp $49,999.99
  $50,000 +
• $2,500 Minimum Daily Balance for no service fee.
• $10.00 Monthly Service Charge
• $10.00 Monthly Service Fee for excessive withdrawal*

Under $100,000.00

Put your idle cash to work

• $1,000 Minimum Opening Balance
• Terms: 7-29 days; 30-89 days; 90-179 days; 180-364 days; 1 year; 2 years; 3 years; 4 years; 5 years
• Early Withdrawal Penalty**

IRA (Under $100,000.00)

• $1,000 Minimum Opening Balance
• Terms: 30-89 days; 90-179 days; 180-364 days; 1 year; 2 years
• Early Withdrawal Penalty**

Over $100,000.00

A step above our Premier Money Market Savings Account, our rates are very competitive

• Terms: 7-29 days; 30-89 days; 90-179 days; 180-364 days; 1 year; 2 years; 3 years; 4 years; 5 years
• Early Withdrawal Penalty**

IRA (Over $100,000.00)

• Terms: 30-89 days; 90-179 days; 180-364 days; 1 year; 2 years
• Early Withdrawal Penalty**