Business Banking

View our business product rates

Checking Accounts

Basic Checking
Business Interest Checking
Business Analyzed-Accounts on Analysis
Interest Checking IRETA
Interest Checking IOLTA

Savings Accounts

Business Savings
Business Market Rate Savings
Business Money Market Account
Certificates of Deposit (Under 100,000)
Certificates of Deposit (Over 100,000)

Basic Checking

(Non analyzed) Small Business Checking account is designed for businesses with limited activity that want to manage checking costs.
One account, fewer than 200 debits and/or credits combined

$100 Minimum Opening Balance.
Per item fee debit/credit. .25 per item over 150
$15.00 Monthly Service Charge

Business Interest Checking

(Non analyzed) Small Business Checking account is designed for businesses with limited activity that want to manage checking costs.

$100 Minimum Opening Balance.
Per item fee Debit $.18 per item / $.35 per deposit / Credit $.12 per item
$15.00 Monthly Service Charge

Business Analyzed-Accounts on Analysis

Business Checking account is a low-cost interest checking account designed for non-profit organizations and sole proprietors.
A fully analyzed account with unlimited activity. May be linked with other accounts to offset service charges. Receives earnings credit for balances maintained.

$100 Minimum Opening Balance.
Per item fee Debit $.18 per item
Per item fee Local $.12 per item
Per item fee Non-local $.12 per item
Per item fee Deposit $.35 per item
$15.00 Monthly Service Charge

Interest Checking IRETA

Title companies who receive client funds which are held in trust, interest bearing or non-interest bearing (dependent on State laws) to pool client funds.

$100 Minimum Opening Balance.
Per item fee Debit $.18 per item / $.35 per deposit / Credit $.12 per item
$15.00 Monthly Service Charge

Interest Checking IOLTA

Attorneys who receive client funds which are held in trust, interest bearing or non-interest bearing (dependent on State laws) to pool client funds.

$100 Minimum Opening Balance.
Per item fee Debit $.18 per item / $.35 per deposit / Credit $.12 per item
$15.00 Monthly Service Charge

Business Savings

Business Savings account designed for businesses with limited activity that want to manage checking costs.
Traditional savings account; subject to regulatory restrictions

$100 Minimum Opening Balance.
$500 Minimum Daily Balance for no service fee.
$3 Monthly Service Fee for excessive withdrawal *
$15.00 Quarterly service charge
Interest paid quarterly

Business Market Rate Savings

For those who embrace change… Earn interest at the current market rate without having to do a thing
Variable rate savings, based on tiers, tied to Wall Street Journal Prime Rate

$100 Minimum Opening Balance
Tiered Rates: Up to $49,999.99, $50,000+
$3.00 Monthly Service fee for excessive withdrawal *

Business Money Market Account

The ideal investment for your excess working capital — Earn interest while enjoying the benefits of easy withdrawal options*
Higher return. Number of transactions subject to regulatory restrictions.

$100 Minimum Opening Balance.
Tiered Rates: Up to $49,999.99; $50,000 +
$2,500 Minimum Daily Balance for no service fee.
$10 monthly service fee will be incurred for excessive withdrawal *
$15.00 Monthly service charge
Interest paid monthly

Certificates of Deposit (Under 100,000)

Put your idle cash to work

$1,000 Minimum Opening Balance.
Terms: 7 – 29 days; 30– 89 days; 90 – 179 days; 180 – 364 days; 1 year; 2 years; 3 years; 4 years; 5 years
Early Withdrawal Penalty**

Certificates of Deposit(Over 100,000)

A step above our Business Money Market Savings Account, our rates are very competitive

Terms: 7 – 29 days; 30– 89 days; 90 – 179 days; 180 – 364 days; 1 year; 2 years; 3 years; 4 years; 5 years
Early Withdrawal Penalty**

*Six withdrawals from your account each statement cycle. This includes ACH, electronic, or transfer withdrawals. Of the six withdrawals, no more than three may be point of sale or third party check.

**Principal withdrawals prior to maturity will result in a penalty of 30 days interest for CDs less than one year and 90 days interest for CDs equal to or greater than one year. If the account is closed before interest is credited you will not receive the accrued interest.