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Obtaining
financing can be one of the most difficult challenges confronting
any businessperson. At Central Bank Southwest Florida, we try
to make it easy for you with our prompt, personalized service and
comprehensive product line. Central Bank Southwest Florida delivers
a number of different loan products specifically designed to meet
the needs of your business. When your business needs a competitive
edge, we will work with you to create a solution, whether you need
Equipment Financing for machinery, Working Capital to help you with
day-to-day operations, or a loan for Capital Expenditures to enhance
the long-term viability of your company, you can be assured that
your credit needs will receive prompt, personal attention from our
experienced staff.
- Buy, build or refinance commercial real estate for your business
- Purchase or lease capital equipment
- Flexible terms and rates to meet your cash flow needs
- Funding within 24 hours for qualified customers*
Buy, build or refinance commercial real estate with a Central Bank Southwest Florida's Commercial Real Estate Loan. You may
be able to eliminate rent payments, reduce your monthly payments
or take advantage of potential tax benefits.**
- Loans ranging from $50,000 to $2,500,000
- Fixed or variable interest rates
- Flexible terms available up to 20 years
Commercial Real Estate
Build on your business investments with one of our Commercial Real
Estate programs. Use existing real estate value and assignment of
leases and rents for collateral.
We offer a fixed rate for an initial term of up to 60 months, and
amortization schedules of up to 20 years depending on property type.
Our Commercial Real Estate programs include:
- Owner occupied commercial real estate
- Non owner occupied multi-family dwellings
- Mixed use properties
- Investment properties
- Commercial buildings
Term loans provide a source of longer term funding for equipment
purchases, vehicle purchases, or other needs. We finance loans
to purchase equipment or expand an office building, purchase
a new business, refinance a contract to a former owner, working
capital lines of credit and loans to fund profit sharing/pension
plans. We also offer all consumer credit including Home Equity
Lines of Credit and personal, unsecured lines of credit. Repayment
is usually structured to provide monthly payments of principal
and interest. Terms generally require repayment within seven
years, and have a variable rate option. These loans are typically
secured by the assets of the company.
Lines of credit provide a source for short term funding needs
and seasonal production peaks. Repayment is usually structured
to be interest only on a monthly basis with one or two year
maturities and a variable rate. Lines of credit are typically
secured by all assets of the business.
* All loans are subject to credit approval.
** Consult a tax advisor regarding deductibility
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